Financial education isn’t optional — it’s essential. Yet studies show that nearly two-thirds of Americans cannot pass a basic financial literacy test, and more than 50% of households have less than $50,000 saved for retirement. Millions are uninsured or underinsured, leaving families one accident or illness away from financial disaster. Without proper education, people unknowingly put their savings at risk, overpay in taxes, and fail to prepare for retirement. Getting educated is the first step to protecting your family, building real wealth, and breaking the cycle of financial struggle that impacts so many Americans.