Our Exclusive iul Strategy 

A Smarter Way to Build Wealth and Protect Your Family

Not a bank. Not Wall Street. Not a traditional retirement plan. Our strategy combines protection, tax-free growth potential, and access to money when you need it — without losing sleep over market crashes.

The National insurance& Tax Benefits Council

How It Works

You contribute: Premiums act like deposits.

Cash value grows: Compounding tax-free growth potential.

Protection included: Life coverage protects your family immediately.

Access tax-free: Loans which provide supplemental retirement income.

Who It’s For

  • Families planning for retirement.

  • Homeowners who want to accelerate wealth through “Mortgage Flow Hacking.”

  • Families that want to pay off debt faster.

  • Families that want to save for their children.

  • Business owners seeking executive bonus or retention plans.

  • Business owners who want more tax advantages

  • Business owners who want to compound on expenses maximizing cash flow.

  • People who want financial protection in the event of death, injury, or illness.

Benefits

  • Tax-free retirement income.

  • Guaranteed downside protection.

  • Living benefits to cover you will your alive

  • Permanent death benefit to create legacy when you pass.

  • Potential for market-linked growth without direct market losses.

  • Legacy planning and wealth transfer options.

  • Tax-free liquidity 

  • uninterupted compounding growth.

Disclaimer:

This page is for educational purposes only and is not a solicitation of any specific product or carrier. All strategies must be reviewed for individual suitability. Policy guarantees are subject to the claims-paying ability of the issuing insurance company. Tax treatment varies by jurisdiction.

 The National Tax Benefits Council is an independent educational organization. We do not provide tax, legal, or investment advice. Insurance and financial products are offered through licensed professionals. All strategies discussed are subject to suitability review. Past performance does not guarantee future results.

© Michael Chihaba's Account. 2025. All Rights Reserved.